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Wealth Builder Plan
For those saving towards retirement and other life goals
- Cash Flow Analysis & Statement
- Net Worth Analysis & Statement
- Retirement Saving Plan - Projected growth of current investments plus contributions, what’s required to get you to retirement.
- Risk Management Analysis - Investments and basic life insurance
- Determination of Investment Risk Profile leading to a target asset allocation model
- Basic Portfolio Review - Comparison of target to actual
- Plan includes one revision and review after 1 year
Retirement Income Plan
For someone closing in on retirement or already retired and wanting reassurance
- Includes everything in Basic Plan + the following:
- Behavioral Finance Personality Assessment Tool
- Detailed Portfolio Analysis
- Detailed Asset Allocation Modelling
- Integrated Retirement Income Plan
- CPP and OAS Optimization Analysis
- Tax Efficiency Plan
- Workplace Pension Plan Analysis
- Longevity Stress Test on income portfolio - what if you live longer than expected?
- Specific recommendations with action steps
- Plan includes up to two revisions and a full review after 1 year
Comprehensive Plan
For someone wanting a comprehensive plan covering all aspects of their financial life through retirement and including an integrated estate plan
- Includes everything from Basic and Retirement Income Plan + the following:
- Monte Carlo and Probability Analysis & Stress Test on all stated goals
- Retirement Lifestyle Assessment - using the Retirement Dimensions™ Tool
- Detailed Insurance Analysis - Life, Disability, Critical Illness, Long-Term Care Policies and Estate Preservation Policies will be reviewed for appropriateness and adequacy.
- Estate Plan - an integrated review of your Wills, Powers of Attorney, Trusts and Life Insurance Strategies to ensure consistency with your financial plan and stated goals.
- Coordination with other professional advisors when required (lawyers, accountants etc.)
- Charitable Gift Planning Strategies explored
- Eldercare Issues Planning explored
- Specific recommendations with action steps
- Plan includes up to two revisions and a full review after 1 year
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Other related services
Retirement Lifestyle Planning
Insurance Planning
Estate Planning